Terms of Use

The Service uses public banking datasets from the FDIC (US), EBA (EU/EEA), OSFI (Canada), and curated UK Pillar 3/annual report disclosures, plus macroeconomic data sourced directly from U.S. government agencies (Treasury, Federal Reserve Board, BLS, NBER). Your use of those datasets may be subject to additional terms, attribution requirements, and restrictions.

• FDIC BankFind Suite API (public dataset): dataset listing
• EBA legal notice (site materials reuse): www.eba.europa.eu/.../legal-notice
• GLEIF LEI data terms (open data): gleif.org/.../lei-data-terms-of-use
• OSFI Open Data (Open Government Licence — Canada): open.canada.ca/.../open-government-licence-canada
• UK bank disclosures: data is derived from publicly available annual reports and Pillar 3 disclosures; do not redistribute original documents without permission.
• U.S. Treasury yield data (public domain): home.treasury.gov/.../interest-rates
• Federal Reserve Data Download Program (public domain): federalreserve.gov/datadownload
• Bureau of Labor Statistics API (public domain, 17 U.S.C. §105): bls.gov/developers
• NBER recession dates (public research data): nber.org/.../us-business-cycle-expansions-and-contractions

By using this Service, you agree to comply with the applicable third‑party terms above. All U.S. government data is public domain under 17 U.S.C. §105.

The Service is provided “as is” for informational purposes only. It is not investment, legal, accounting, or regulatory advice.

Data may be delayed, incomplete, or inaccurate. You are responsible for verifying any information before relying on it.