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Bessemer Trust Company, National Association
New York, NY·FDIC Cert #21868·Charter: OCC·Est. 19741220.0·HC: BESSEMER GROUP INC THE
Total Assets
$6.4B
Q4 2025
Return on Assets
2.96%
+0.17%Peer avg: 1.21%
Equity / Assets
0.00%
Capital ratio
Efficiency Ratio
80.48%
Peer avg: 57.4%
CAMELS Profile
Capital, Asset Quality, Management, Earnings, Liquidity, Sensitivity
67
Satisfactory
Income Decomposition
Waterfall — how net income is built
Key Ratios — 12-Quarter Trend
ROA
2.96%+0.17
ROE
36.75%+5.12
Efficiency
80.48%-1.46
Equity/Assets
0.00%+0.00
NPL Ratio
0.00%+0.00
Tier 1 Leverage
0.00%+0.00
Loan/Deposit
16.91%-7.92
Charge-offs
0.00%+0.00
Quarter-over-Quarter Changes
Heatmap — green = improving, red = deteriorating
| Ratio | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 |
|---|---|---|---|---|---|---|---|---|
| ROA | 3.2 | 3.7 | 3.6 | 3.9 | 2.4 | 2.7 | 2.8 | 3.0 |
| ROE | 25.0 | 28.3 | 28.8 | 33.4 | 28.6 | 30.4 | 31.6 | 36.8 |
| Efficiency | 84.9 | 83.2 | 83.1 | 81.1 | 82.9 | 82.4 | 81.9 | 80.5 |
| Equity/Assets | — | — | — | — | — | — | — | — |
| Tier 1 Lev. | — | — | — | — | — | — | — | — |
| NPL Ratio | — | — | — | — | — | — | — | — |
| Charge-offs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Loan/Deposit | 39.9 | 43.0 | 34.3 | 27.5 | 20.9 | 27.6 | 24.8 | 16.9 |
Balance Sheet
Total Assets$6.4B
Total Deposits$5.5B
Total Loans$926.7M
Total Equity$384.5M
Profitability
ROA2.96%
ROE36.75%
Efficiency Ratio80.48%
Net Income$139.4M
Risk & Asset Quality
NPL RatioN/A
Charge-off Rate0.00%
Loan/Deposit16.91%
Tier 1 LeverageN/A
Historical Trends
Balance Sheet ($B)
Assets, Deposits, Loans
Profitability Ratios
ROA, ROE (%)
Efficiency Ratio
Lower = more efficient
Asset Quality — NPL Ratio
Non-performing loans / total loans