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Wells Fargo National Bank West
Las Vegas, NV·FDIC Cert #27389·Charter: OCC·Est. 19881201.0·HC: WELLS FARGO&COMPANY
Total Assets
$9.0B
Q4 2025
Return on Assets
0.87%
+0.02%Peer avg: 1.21%
Equity / Assets
0.00%
Capital ratio
Efficiency Ratio
27.16%
Peer avg: 56.8%
CAMELS Profile
Capital, Asset Quality, Management, Earnings, Liquidity, Sensitivity
66
Satisfactory
Income Decomposition
Waterfall — how net income is built
Key Ratios — 12-Quarter Trend
ROA
0.87%+0.02
ROE
5.43%-0.03
Efficiency
27.16%-0.86
Equity/Assets
0.00%+0.00
NPL Ratio
0.82%-0.09
Tier 1 Leverage
0.00%+0.00
Loan/Deposit
69.43%+0.92
Charge-offs
-0.00%+0.00
Quarter-over-Quarter Changes
Heatmap — green = improving, red = deteriorating
| Ratio | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 |
|---|---|---|---|---|---|---|---|---|
| ROA | 0.7 | 0.8 | 0.7 | 0.8 | 0.8 | 0.8 | 0.9 | 0.9 |
| ROE | 7.0 | 7.3 | 6.6 | 6.8 | 5.4 | 5.6 | 5.5 | 5.4 |
| Efficiency | 28.3 | 27.1 | 28.7 | 29.6 | 32.7 | 29.9 | 28.0 | 27.2 |
| Equity/Assets | — | — | — | — | — | — | — | — |
| Tier 1 Lev. | — | — | — | — | — | — | — | — |
| NPL Ratio | 0.8 | 0.8 | 0.8 | 0.8 | 0.8 | 0.8 | 0.9 | 0.8 |
| Charge-offs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.0 | -0.0 |
| Loan/Deposit | 53.9 | 57.8 | 66.3 | 64.4 | 65.3 | 71.8 | 68.5 | 69.4 |
Balance Sheet
Total Assets$9.0B
Total Deposits$7.3B
Total Loans$5.0B
Total Equity$1.6B
Profitability
ROA0.87%
ROE5.43%
Efficiency Ratio27.16%
Net Income$84.1M
Risk & Asset Quality
NPL Ratio0.82%
Charge-off Rate-0.00%
Loan/Deposit69.43%
Tier 1 LeverageN/A
Historical Trends
Balance Sheet ($B)
Assets, Deposits, Loans
Profitability Ratios
ROA, ROE (%)
Efficiency Ratio
Lower = more efficient
Asset Quality — NPL Ratio
Non-performing loans / total loans