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East West Bank
Pasadena, CA·FDIC Cert #31628·Charter: STATE·Est. 19720101.0·HC: EAST WEST BCORP INC
Total Assets
$79.7B
Q4 2025
Return on Assets
1.72%
+0.03%Peer avg: 1.21%
Equity / Assets
0.00%
Capital ratio
Efficiency Ratio
35.05%
Peer avg: 53.2%
CAMELS Profile
Capital, Asset Quality, Management, Earnings, Liquidity, Sensitivity
67
Satisfactory
Income Decomposition
Waterfall — how net income is built
Key Ratios — 12-Quarter Trend
ROA
1.72%+0.03
ROE
17.27%+0.18
Efficiency
35.05%-0.53
Equity/Assets
0.00%+0.00
NPL Ratio
0.33%+0.01
Tier 1 Leverage
0.00%+0.00
Loan/Deposit
83.46%+1.04
Charge-offs
0.11%-0.01
Quarter-over-Quarter Changes
Heatmap — green = improving, red = deteriorating
| Ratio | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 |
|---|---|---|---|---|---|---|---|---|
| ROA | 1.6 | 1.6 | 1.6 | 1.6 | 1.5 | 1.6 | 1.7 | 1.7 |
| ROE | 17.5 | 17.3 | 17.2 | 17.0 | 15.9 | 16.2 | 17.1 | 17.3 |
| Efficiency | 37.7 | 37.1 | 36.1 | 36.1 | 35.6 | 35.9 | 35.6 | 35.1 |
| Equity/Assets | — | — | — | — | — | — | — | — |
| Tier 1 Lev. | — | — | — | — | — | — | — | — |
| NPL Ratio | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
| Charge-offs | 0.2 | 0.2 | 0.2 | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 |
| Loan/Deposit | 87.2 | 86.3 | 84.6 | 83.3 | 84.7 | 83.2 | 82.4 | 83.5 |
Balance Sheet
Total Assets$79.7B
Total Deposits$67.2B
Total Loans$56.1B
Total Equity$8.2B
Profitability
ROA1.72%
ROE17.27%
Efficiency Ratio35.05%
Net Income$1.3B
Risk & Asset Quality
NPL Ratio0.33%
Charge-off Rate0.11%
Loan/Deposit83.46%
Tier 1 LeverageN/A
Historical Trends
Balance Sheet ($B)
Assets, Deposits, Loans
Profitability Ratios
ROA, ROE (%)
Efficiency Ratio
Lower = more efficient
Asset Quality — NPL Ratio
Non-performing loans / total loans