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Dollar Bank, Federal Savings Bank
Pittsburgh, PA·FDIC Cert #32245·Charter: OCC·Est. 19840921.0·HC: DOLLAR MUTUAL BCORP
Total Assets
$12.5B
Q4 2025
Return on Assets
0.53%
+0.02%Peer avg: 1.22%
Equity / Assets
0.00%
Capital ratio
Efficiency Ratio
75.71%
Peer avg: 55.1%
CAMELS Profile
Capital, Asset Quality, Management, Earnings, Liquidity, Sensitivity
47
Fair
Income Decomposition
Waterfall — how net income is built
Key Ratios — 12-Quarter Trend
ROA
0.53%+0.02
ROE
5.19%+0.15
Efficiency
75.71%+0.78
Equity/Assets
0.00%+0.00
NPL Ratio
1.15%+0.10
Tier 1 Leverage
0.00%+0.00
Loan/Deposit
94.81%+0.78
Charge-offs
0.11%+0.00
Quarter-over-Quarter Changes
Heatmap — green = improving, red = deteriorating
| Ratio | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 |
|---|---|---|---|---|---|---|---|---|
| ROA | 0.3 | 0.4 | 0.4 | 0.4 | 0.5 | 0.5 | 0.5 | 0.5 |
| ROE | 3.1 | 4.0 | 4.0 | 4.3 | 4.8 | 4.8 | 5.0 | 5.2 |
| Efficiency | 83.1 | 79.5 | 79.1 | 78.5 | 78.6 | 77.0 | 74.9 | 75.7 |
| Equity/Assets | — | — | — | — | — | — | — | — |
| Tier 1 Lev. | — | — | — | — | — | — | — | — |
| NPL Ratio | 0.7 | 0.7 | 0.8 | 0.7 | 0.7 | 0.7 | 1.0 | 1.1 |
| Charge-offs | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Loan/Deposit | 91.5 | 94.3 | 93.2 | 93.6 | 92.7 | 94.6 | 94.0 | 94.8 |
Balance Sheet
Total Assets$12.5B
Total Deposits$10.1B
Total Loans$9.6B
Total Equity$1.3B
Profitability
ROA0.53%
ROE5.19%
Efficiency Ratio75.71%
Net Income$63.2M
Risk & Asset Quality
NPL Ratio1.15%
Charge-off Rate0.11%
Loan/Deposit94.81%
Tier 1 LeverageN/A
Historical Trends
Balance Sheet ($B)
Assets, Deposits, Loans
Profitability Ratios
ROA, ROE (%)
Efficiency Ratio
Lower = more efficient
Asset Quality — NPL Ratio
Non-performing loans / total loans