← Back to Institutions
Northrim Bank
Anchorage, AK·FDIC Cert #33216·Charter: STATE·Est. 19901204.0·HC: NORTHRIM BCORP INC
Total Assets
$3.3B
Q4 2025
Return on Assets
1.80%
-0.03%Peer avg: 1.25%
Equity / Assets
0.00%
Capital ratio
Efficiency Ratio
60.11%
Peer avg: 57.7%
CAMELS Profile
Capital, Asset Quality, Management, Earnings, Liquidity, Sensitivity
61
Satisfactory
Income Decomposition
Waterfall — how net income is built
Key Ratios — 12-Quarter Trend
ROA
1.80%-0.03
ROE
19.37%-1.37
Efficiency
60.11%+0.31
Equity/Assets
0.00%+0.00
NPL Ratio
0.49%-0.08
Tier 1 Leverage
0.00%+0.00
Loan/Deposit
87.49%+4.50
Charge-offs
0.17%+0.08
Quarter-over-Quarter Changes
Heatmap — green = improving, red = deteriorating
| Ratio | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 |
|---|---|---|---|---|---|---|---|---|
| ROA | 1.2 | 1.3 | 1.3 | 1.3 | 1.8 | 1.7 | 1.8 | 1.8 |
| ROE | 16.0 | 16.8 | 16.4 | 16.3 | 21.0 | 19.5 | 20.7 | 19.4 |
| Efficiency | 67.9 | 67.4 | 66.5 | 66.1 | 60.9 | 62.0 | 59.8 | 60.1 |
| Equity/Assets | — | — | — | — | — | — | — | — |
| Tier 1 Lev. | — | — | — | — | — | — | — | — |
| NPL Ratio | 0.3 | 0.2 | 0.2 | 0.5 | 0.5 | 0.5 | 0.6 | 0.5 |
| Charge-offs | -0.0 | -0.0 | -0.0 | -0.0 | -0.0 | 0.0 | 0.1 | 0.2 |
| Loan/Deposit | 76.5 | 79.4 | 79.8 | 83.5 | 84.8 | 85.9 | 83.0 | 87.5 |
Balance Sheet
Total Assets$3.3B
Total Deposits$2.8B
Total Loans$2.5B
Total Equity$362.2M
Profitability
ROA1.80%
ROE19.37%
Efficiency Ratio60.11%
Net Income$57.5M
Risk & Asset Quality
NPL Ratio0.49%
Charge-off Rate0.17%
Loan/Deposit87.49%
Tier 1 LeverageN/A
Historical Trends
Balance Sheet ($B)
Assets, Deposits, Loans
Profitability Ratios
ROA, ROE (%)
Efficiency Ratio
Lower = more efficient
Asset Quality — NPL Ratio
Non-performing loans / total loans